A bank is a special building, allowing four things:
- Change the exchange rate between your currency and the Ducat (any change will be updated at the Currency page)
- change money (different currencies). The bank may ask some fee. e.g. if a person wants to change Morgul Skulls for 10 Isengard hands, and although currently they have the same value, the bank may demand say 12 Skulls and give 10 Hands.
- you may open an account, put in money at one county and take it back at another (if it is the same bank)
- offer loans.